The wonderful QSI community, led by the amazing Emily Tang, has provided us with plenty of materials to learn about Stellar.  However, I find it at times not easy to jump back and forth among the ever-growing number of chats within Telegram.  Especially when you use your phone, you tend to get distracted.  My memory capacity these days is so limited that I need to take notes.  Instead of writing on paper, I have decided to put together information here so that it may help the learning process a little.  I can by no means include everything (nor guarantee 100% accuracy) about the topic but I do hope to make it a good place to start.  At the end of the day, we all have to do our own research and due diligence at some point.  I would encourage each of us to do further digging inside the QSI TG channels. 

I would like to give credits to the many local Stellar Quoroms for making fantastic educational materials and GF ICO summary from which I pretty much just copy and paste here.